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Contractors Access Program of California [CAP]
WHAT IS THE CONTRACTORS ACCESS PROGRAM?
A high quality, cost effective Group Self Insurance Workers' Compensation Program for Contractors in the State of California.
WHY WAS THE PROGRAM FORMED?
To help California Contractors control the high costs of Workers' Compensation insurance. Today's insurance environment presents a challenge to you, the employer, to find a program that will yield savings to your bottom line without sacrificing necessary loss prevention and claims management services.
The Contractors Access Program can provide you with this balance!
CAP CLASS CODES
1463-1 Asphalt Works
3724-2 Electrical Machinery or Auxiliary Apparatus or Repair
4130 Glass Merchant
5027 Masonry <$20
5028 Masonry >=$20
5107 Door,Door Frames,Window Installation
5108 Door Installation
5140 Electrical Wiring >=$24
5140 Electrical Wiring >$24
5146 Cabinet or Fixtures - Installation
5146-1 Cabinet or Fixtures - Installation
5183 Plumbing / Refrigeration Equipment <$22
5185 Automatic Sprinkler Installation <$23
5186 Automatic Sprinkler Installation >=$23
5187 Plumbing / Refrigeration Equipment >=$22
5190 Electrical Wiring <$24
5191 Office Machine Installation or Repair
5201 Concrete or Cement Work <$20
5205 Concrete or Cement Work >=$20
5212 Concrete Pumping
5213 Concrete Construction
5214 Concrete or Cement Work
5222 Concrete/Chimney Construction
5348 Tile, Stone, Mosaic or Terrazzo Work
5403 Carpentry <$22
5432 Carpentry >=$22
5436 Hardwood Floor Laying
5443 Lathing
5446 Wallboard Application <$22
5447 Wallboard Application >=$22
5467 Glaziers <$22
5470 Glaziers >=$22
5474 Painting & Decorating <$20
5482 Painting & Decorating >$20
5484 Plastering & Stucco <$21
5485 Plastering & Stucco >=$21
5538 Sheet Metal Work <$21
5542 Sheet Metal Work >=$21
5606 Contractors - Exec. Sup.
5645 Carpentry <$22
5697 Carpentry >=$22
6218 Excavation / Land Grading <$24
6220 Excavation / Land Grading >=$24
6400 Fence Construction
7601 Telephone, Telegraph, or Fire Alarm Line Construction
8017 Stores
8227 Construction or Erection Permanent Yards
8601-1 Engineers
8742 Salespersons
8810 Clerical Office Employees
9015 Building Operations Noc
9051 Painting
9403 Street Sweeping Service Companies
9521 Floor Covering Installation
9522 Upholstering
Secondary Class Codes
2806-1 Door, Sash, or Window Manufacturing
2806-2 Shutter Manufacturing
2812 Cabinet Manufacturing
2819 Truss or Building Components Mfg.
3179 Electrical Apparatus Manufacturing
3401 Tube or Pipe Products Manufacturing
WHAT IS A GROUP SELF INSURANCE PROGRAM?
A Group Self Insurance Program is an association of employers, homogeneous in nature, who have been grouped together to provide Statutory Workers' Compensation benefits to their employees. Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation. Member contributions provide funding for claims and expenses. 100% of group surplus, including interest income, is owned by group members. CRM, the program manager, provides underwriting, loss control and administration. CRM coordinates third party claims administration services, independent accounting, actuarial and legal services.
WHAT ARE THE BENEFITS TO IT'S MEMBERS?
Savings
- Members yield significant savings compared to the traditional insurance product
- 100% of group surplus, including interest income, is owned by members
Services
- Comprehensive Safety Services: Free, tailored loss control; Development of account specific improvement goals; Highly accredited and experienced staff; Internet Library & more...
- State of the Art Claims Services: Managed care integration; Balanced case loads; Quality assurance reviews and more...
Security
- Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation
- CRM individually underwrites each member to create group stability
- Safety net provided through "A" rated excess insurance
Join today and separate yourself from the trends of the industry!
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