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Vintners and Independent Producers Self-Insurance Program of California [VIPSIP]
WHAT IS THE VINTNERS AND INDEPENDENT PRODUCERS SELF INSURANCE PROGRAM?
A high quality, cost effective Group Self Insurance Workers' Compensation Program for Vintners and Independent Producers in the State of California.
WHY WAS THE PROGRAM FORMED?
To help California Vintners control the high costs of workers' compensation insurance. Today's insurance environment presents a challenge to you, the employer, to find a program that will yield savings to your bottom line without sacrificing necessary loss prevention and claims management services. The Vintners and Independent Producers Self Insurance Program can provide you with this balance!
WHO CAN BELONG?
Most businesses or aspects of the winemaking industry.
VIPSIP CLASS CODES
Governing Class Codes
0040 Farms - Vineyards
2142 Wineries - All Operations
Incidental Class Codes
8006 Stores - Retail
8060 Stores - Wholesale
8742 Salesperson
8810 Clerical
9079 Restaurants
0016 Orchards
What is a group self insurance program?
A Group Self Insurance Program is an association of employers, homogeneous in nature, who have been grouped together to provide statutory workers' compensation benefits to their employees. Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation. Member contributions provide funding for claims and expenses. 100% of group surplus, including interest income, is owned by group members. CRM, the program manager, provides underwriting, loss control and administration. CRM coordinates third party claims administration services, independent accounting, actuarial and legal services.
What are the benefits to its members?
Savings
- Members yield significant savings compared to the traditional insurance product
- 100% of group surplus, including interest income, is owned by members
Services
- Comprehensive Safety Services: Free, tailored loss control; Development of account specific improvement goals; Highly accredited and experienced staff; Internet Library & more...
- State of the Art Claims Services: Managed care integration; Balanced case loads; Quality assurance reviews and more...
Security
- Group self insurance programs are approved, regulated and monitored by the Department of Industrial Relations, Division of Workers' Compensation
- CRM individually underwrites each member to create group stability
- Safety net provided through "A" rated excess insurance
Join today and separate yourself from the trends of the industry!
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